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For example, money you earn and property you buy are likely to still be considered jointly owned by you and your spouse, depending on your state’s rules about property ownership.

However, generally a separation does affect the financial responsibilities between you and your spouse before the divorce is final. In most states, only one (legal separation) changes your legal status—but all three of them have the potential to affect your legal rights.

Generally, a separation agreement is the result of much discussion and negotiation surrounding divisions of assets and liabilities and any support, maintenance, custody or visitation issues.

If you are going through a divorce or separation, the sample separation agreement below will help you to start thinking about and preparing for these discussions and negotiations.

This might be a possibility in less complicated separations, such as those stemming from a short-term marriage with no children. Still, some consumers will need to get an actual legal separation agreement customized for their particular state.

SEPARATION AGREEMENT _________________, hereinafter referred to as "Spouse 1," and _________________, hereinafter referred to as "Spouse 2," hereby agree to the following: A. Spouse 1 and Spouse 2 were lawfully married on ____________, ______, at ______________ (city), _____ (state), in the County of ________________.

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